Pacific Insured LDI offers a path to stabilizing plan funded status.
See how this strategy helps avoid the bumps of traditional investment strategies to reduce volatility of the plan on the company's financial statements.
See how this strategy helps avoid the bumps of traditional investment strategies to reduce volatility of the plan on the company's financial statements.
But did you know that Pacific Insured LDI is also flexible? To learn more about Pacific Insured LDI and flexibility, please watch this short video.
Plan Status | Reason |
---|---|
Fully Funded Plan | Fully Funded Plan |
Underfunded Plan | Enables implementation of a predictable and budgeted contribution strategy to fund the shortfall. Alternatively, facilitates implementation of a dynamic asset allocation strategy for plans choosing to retain some equity risk exposure to help “earn their way” to full funding. Either way, Pacific Insured LDI reduces the risk of dropping below certain target funding levels that could result in benefit limitations or employee notifications. |
Frozen Plan | Interim de-risking solution until plan is ready to terminate and distribute assets. |
Active Plan | Ongoing de-risking solution for plans not yet seeking to terminate. |
Collective Bargained Plan | Ease collective bargaining negotiations by achieving more predictable future pension costs. |